Planning Your Obituary
Obituaries are a common way to announce a recent death to your community. They highlight the deceased’s accomplishments, list survivors and inform readers of any public memorial services.
Obituaries: How to Get Started
Work with your funeral home to see what obituary services they offer: Funeral homes will often write an obituary based on a questionnaire completed by the family, either included as part of their services or for an additional fee. They can guide you through local newspapers’ requirements for publication.
Determine where the obituary will be published: Local newspapers are a common place to have obituaries published and most require payment. Obituary packages often include publications in online versions of the newspaper.
Funeral homes often publish obituaries directly on their own websites. Some online obituary websites will aggregate obituaries from national newspapers as well.
Understand each newspaper’s obituary requirements: Each media outlet will have set guidelines for death announcements. If you’re planning to write your own, investigate what your publication requires.
- Length: Some newspapers charge by the length of the obituary, while other charge a flat rate.
- Writing: Some newspapers write obituaries according to their own standards. In nearly all cases, newspapers will edit the obituary for spelling, grammar and format.
- Price: Gather information about price before deciding on which publications you’ll use.
- Deadlines: Publishing an obituary several days before services allows for time for attendees to make arrangements if viewings, services or burials are open to the public.
Does your local newspaper also run paid ‘death notices’? These paid placements generally include fewer biographical details, but include specifics about the memorial services. Traditionally, obituaries are editorial pieces about select individuals that are written by newspaper staff. You can contact your local newspaper and suggest they write a specific obituary, but the decision is made by the newspaper.
What to Include in Your Obituary
Decide what biographical information you’d like to include in your death announcement so your loved ones won’t have to search for information and make decisions about what to include after your death. In addition to asking your funeral home about writing your obituary, record the following for your family:
- Whether you’d like to include cause of death in your announcement
- Any charitable organizations for memorial donations (and whether those will be requested in lieu of flowers)
- Date and location of your birth
- Any previous cities you’ve lived
- Schools attended and degrees obtained
- Date and location of marriage
- Military service, including commendations
- Career information
- Awards or other accolades
- Volunteer service or organizations you’re involved in
- Any other interests, hobbies or noteworthy details
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Wills are one of those things in life that everyone knows they need, yet somehow seem to procrastinate when it comes to getting it done.
"Being in the financial planning industry for over 35 years and focusing on end of life planning, we’ve become accustomed to seeing first-hand what families go through after the death of a loved one. Many times, there is added pain and frustration because they just don’t know what to do." Michelle Braddock, Co-Founder, My Life and Wishes Inc.
There are many expenses after a person dies. The most immediate being burial and funeral costs. So what's the best way for family or personal representatives to pay for these expenses? Should you write a check or pay for these expenses with the deceased persons’ credit card? The answer is probably not! Even if you're an authorized user on these accounts, it may be considered Fraud to continue to use them once a person dies.