Insurance Resources for End-of-life Planning

In a recent report, Care.com talked about the importance of end-of-life planning and included My Life and Wishes as the “best on-line end-of-life planning and document service(s)”. In a related Article, Kim Komando names My Life and Wishes as one of her top picks on organizing end-of-life plans.

What information do people need to access in emergency situations? A trip to the ER may require:  List of allergies, current medications, medical history, doctor contacts, family contacts, insurance information, photo identification. A fire or natural disaster may require: Identification documents, insurance documents, proof of ownership (such as deeds or titles), access to bank accounts for emergency cash, pet location information, medical information and family contact information. So where do you keep this information?  Is it accessible and is it secure?

Are you doing enough to deter hackers from gaining access to your devices and information? One of the best ways to protect your information is to use strong passwords.  According to statistics, more than 90% of passwords are vulnerable to password hacking.  And over 50% of us reuse our passwords across many accounts.  Here are some things you SHOULDN’T  do when it comes to passwords;

Probate is the court process by which a WILL is proved valid or invalid.  If there is no Will, it is the legal process where the estate is administered after someone dies. In the absence of a Will the court appoints a Personal Representative to administrator the deceased persons estate. This Representative is responsible for locating any assets and determining their value.