Insurance Resources for End-of-life Planning

Have you ever considered what might happen, or where you would live if you couldn’t manage taking care of yourself or your home any longer?  What about your parents?  Are you becoming concerned about their safety as they age?  Are there multiple floors to manage, are they at risk of falling, is someone checking in on them, and do they have transportation?  If any of these are concerns of yours, it might be time to consider relocating to communities designed for seniors. 

In addition to having a plan, and the supplies and materials to keep you and your family safe, you should also consider the importance of being able to access important documents and information that may be critical following a disaster.   Having access to personal financial, insurance, medical, and other records is crucial for starting the process of recovery quickly and efficiently. Experts suggest copying and storing this information in the cloud so it can be accessed quickly in the event of an emergency. 

For me the ultimate act of love is planning ahead. I call it Death Etiquette™: Death Etiquette™ - Being thoughtfully prepared for one’s own passing. Accordingly, making things easier for family and loved ones by leaving clear and concise instructions in regard to your final wishes for funeral desires as well as location and access to important documents and accounts. Further identifying who should be responsible for carrying out the final wishes and ultimately settling all the final affairs.  It is a simple act which saves loved ones Stress, Time and Money…. the things which divide families!

Let’s face it, life and our stuff, is significantly more complicated than it was 20 or 30 years ago. Technology has made it so. Technology, while simplifying our lives immensely, has made for a very complicated departure.